“Real World” Personal Strategy Note
Four Online Security Moves For Right Now
“Passwords are like underwear. Don’t leave them out where people can see them, change them regularly, and don’t loan ’em out.” -Chris Pirillo
Recently, Equifax finally reached a $700 million deal as a result of their data breach in 2017. But even with the publicity of that breach, it’s alarming how many Americans still neglect steps toward cyber safety: changing passwords, backing up information and stopping “share location” features on mobile apps.
Let’s look at four other ways you can protect your personal, tax, and financial data this year.
- Install Antivirus Software
One of the easiest steps you can take TODAY is downloading antivirus software on your computer. Antivirus software will scan your computer for malicious software (aka “malware”). Think of antivirus like the CIA for your computer — it will track down suspicious and potentially illegal activity on your computer.
To help, here is a list of the top-rated antivirus programs.
For Mac users:
For PC users:
Purchasing antivirus security is an investment in your tax and personal safety.
- Firewall Installation
The definition of firewall: “a part of a computer system or network that is designed to block unauthorized access while permitting outward communication.”
If antivirus acts as the CIA for your computer, view firewall as a team of bodyguards who won’t let imposters access your data.
Your computer’s operating system might include firewall software. But you can take extra precaution with additional firewall protection. Check out a few options from Lifewire’s updated list of firewall security programs.
- Back Up Your Data
Store important tax information on an external hard drive.
If you don’t take active steps like installing antivirus software or firewall protection, your information might be compromised. Unfortunately, we now live in an internet age where that happens every day.
But if you “insure” your data, you will be less devastated one day when/if a breach happens.
And we all realize that sometimes computers crash — an unfortunate reality that happens far too often. Store your personal tax info in folders that you can store on an external hard drive, then bring the hard drive to our meetings throughout the year. View your hard drive as a virtual, mobile “file cabinet” for all your important tax files.
- Take Password Precautions
And don’t use the same password for all of your online accounts!
All of this really should be seen as common sense precaution.
Although you can download antivirus, set up firewalls, AND back up your info, know that nothing is 100% foolproof. We’re dealing with two realities here:
- Most Americans live on the internet in some form or fashion, and a lot of their personal info is stored somewhere online.
- Hackers and scammers have gotten really good at using the internet to steal personal information.
So if you have yet to do so, make today the day you protect tax and personal information.
No one wants another Equifax situation (or worse) on their hands. But if it does, I want you to be in the clear.
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